Disclaimer

Last updated: July 2026

General Information Only

The information provided on the Golfi Real Estate website (the "Site") is for general informational purposes only. It is not intended to be, and should not be relied upon as, legal, financial, mortgage, tax, accounting, or investment advice. Every situation is different, and you should obtain advice specific to your circumstances from an appropriately licensed or qualified professional before acting on anything you read here.

The Site is operated by Gina Gratta, REALTOR®, AREN & PREN — Accredited Real Estate Negotiator | Professional Real Estate Negotiator, under the Golfi Real Estate brand, in association with RE/MAX Escarpment Golfi Realty Inc., Brokerage. Each RE/MAX office is independently owned and operated.

Not Legal, Financial, or Tax Advice

Nothing on this Site constitutes legal, financial, mortgage, tax, or investment advice, and no professional-client relationship in those fields is created by your use of the Site. For legal questions, consult a licensed lawyer; for mortgage and financing questions, consult a licensed mortgage broker or lender; and for tax or accounting questions, consult a qualified accountant or tax professional.

Mortgage Calculator — Estimates Only

Any mortgage or affordability calculator on this Site is provided as a convenience and produces estimates only. Results are illustrative and are based on the assumptions and figures you enter. They do not constitute a mortgage pre-approval, a commitment to lend, an offer of financing, or a guarantee of any rate, payment, or amount.

Actual interest rates, payments, qualification, and terms vary and are determined solely by lenders based on your full financial profile and prevailing market conditions. Gina Gratta and RE/MAX Escarpment Golfi Realty Inc., Brokerage do not provide mortgage lending and are not mortgage lenders or brokers. Please speak with a licensed mortgage professional for advice and accurate figures.

Property and Market Information

Property listings, market statistics, and related information on the Site are deemed reliable but are not guaranteed to be accurate, complete, or current. All such information is subject to change, errors, omissions, and prior sale, lease, or withdrawal without notice. You should independently verify any details — including price, measurements, square footage, taxes, zoning, and condition — that are important to your decision. Do not rely solely on the Site when making a real estate decision.

No Agency or Client Relationship

Using this Site, browsing listings, or contacting us through the Site does not, on its own, create an agency, representation, or client relationship. In Ontario, and consistent with the Trust in Real Estate Services Act, 2002 (TRESA) and its regulations, a real estate representation relationship is established only through a written, signed agreement — such as a Buyer Representation Agreement or a seller representation (listing) agreement. Until such an agreement is signed, no representation obligations arise between you and Gina Gratta or the brokerage.

Trademarks

The trademarks REALTOR®, REALTORS®, MLS®, Multiple Listing Service®, and associated logos are owned by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA and/or the quality of services they provide; they are used under licence. The RE/MAX name and related marks are owned by their respective owner and used under licence by RE/MAX Escarpment Golfi Realty Inc., Brokerage, an independently owned and operated office. All other trademarks are the property of their respective owners.

Limitation of Liability

To the fullest extent permitted by law, Gina Gratta, Golfi Real Estate, and RE/MAX Escarpment Golfi Realty Inc., Brokerage are not liable for any loss or damage arising from reliance on any information, tool, estimate, or link provided on this Site. Your use of the Site is at your own risk.

Consult a Professional

Before making any real estate, financial, or legal decision, please consult the appropriate licensed professionals for your situation — including a real estate lawyer, a licensed mortgage broker or lender, and a qualified accountant or tax advisor. Gina Gratta would be glad to help coordinate trusted local professionals as part of your real estate journey.

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